Easy Financing for Appliances
Take your appliances home today with low, flexible payments — even if your credit isn’t perfect.
How It Works
Apply in minutes
Submit a quick online application with Snap Finance, Koalafi, or Acima. Most customers receive an instant decision.
Choose your appliances
After approval, stop by our store to pick the appliances that best fit your needs.
Take it home & pay over time
Bring your appliances home today and make easy scheduled payments that fit your budget.
Snap Finance
Great for customers who need flexible payments and have no or less-than-perfect credit
- Simple application — get approved in seconds.
- Available for all credit types — no credit score worries.
- High approval amounts to help you get the appliances you need.
- 100-Day Ownership Option — pay off within 100 days and only pay the cash price plus taxes and fees.
- Maximum-Term Plan —make low monthly payments over 12-18 months.
Koalafi
Lease-to-own option for customers with many types of credit histories.
- Simple lease-to-own application — apply in minutes and get a quick decision.
- Flexible credit options — approvals are based on multiple factors, not just your credit score.
- High approval amounts — get up to $7500 to bring home the appliances you need (based on eligibility).
- Credit reporting — On-time payments may help you build your credit.
Acima
Flexible lease-to-own option with low to no initial payment.
- Low to no initial payment — take your appliances home today with little to no upfront cost.
- 3-Month purchase option — take advantage of Acima’s early purchase option and save money.
- Flexible payment options — multiple early purchase incentives paired with a flexible payment schedule.
- Credit reporting — Acima reports your payment activity to Experian, helping you build your credit.
Financing is provided by Snap Finance, Koalafi, and Acima, independent third-party companies. Approval, terms, and payment amounts are based on their review of your application, not by Appliances Outlet. See each provider’s website or application for full details.

